Manns Capital Enterprises Privacy Policy – January 1, 2024
The following Privacy Policy outlines important information regarding the services provided by Manns Capital Enterprises as a private money lender/broker for non-owner-occupied real estate investments. Please read this policy carefully before engaging with us. By using our services, you acknowledge and agree to the terms and conditions stated herein.
Terms & Conditions
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Visit https://www.mannscapitalenterprises.com/privacy-policy/ for privacy policy and https://www.mannscapitalenterprises.com/privacy-policy/ for Terms of service.
1. No Financial or Legal Advice
The information provided by Manns Capital Enterprises and its representatives is for general informational purposes only. It is not intended as financial, investment, or legal advice. Before making any financial decisions or entering into any agreements, you should consult with qualified professionals who can assess your specific situation.
2. Loan Approval and Terms
While we strive to offer flexible financing solutions, loan approval is subject to various factors, including but not limited to property evaluation and compliance with applicable laws and regulations. Loan terms and conditions, including interest rates, fees, and repayment terms, will be determined on a case-by-case basis and are subject to change without notice.
3. Property Evaluation and Risk
Borrowers are responsible for conducting their own due diligence and property evaluation. Manns Capital Enterprises does not guarantee the accuracy or completeness of property information provided, including appraisals, valuations, or market analyses. Real estate investing involves risks, including potential fluctuations in property values and rental income, as well as legal and regulatory considerations. Borrowers should assess these risks and consult with appropriate professionals before making any investment decisions.
4. Third-Party Services and Recommendations
Manns Capital Enterprises may provide information or recommendations regarding third-party service providers, such as appraisers, title companies, or legal counsel. We do not endorse or guarantee the quality, accuracy, or reliability of their services. It is your responsibility to conduct independent evaluations and make informed decisions when engaging third-party providers.
5. Compliance with Laws and Regulations
Manns Capital Enterprises operates in accordance with applicable laws, regulations, and licensing requirements. However, it is your responsibility to ensure compliance with all legal and regulatory obligations related to your real estate investments, including but not limited to federal, state, and local laws, tax requirements, and zoning regulations.
6. Limitation of Liability
Manns Capital Enterprises and its affiliates, directors, officers, employees, and representatives shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of our services or reliance on the information provided. This limitation of liability applies to the fullest extent permitted by law.
7. Amendments and Termination
Manns Capital Enterprises reserves the right to modify, suspend, or terminate its services, including any terms and conditions, at any time without prior notice. We may update this policy periodically, and any changes will be effective upon posting on our website or other communication channels.
8. Independent Legal and Financial Advice
Before entering into any loan agreement or engaging with Manns Capital Enterprises, we strongly recommend that borrowers seek independent legal and financial advice to ensure they fully understand the terms, risks, and obligations associated with their real estate investments.
Information We Collect
We may collect and process the following types of information from you:
1.1. Personal Information
We may collect personal information such as your name, email address, phone number, mailing address, and financial information when you provide it to us through forms on our website or other communication methods.
1.2. Loan Application Information
When you apply for a loan with us, we may collect information about your real estate investment project, credit history, income, and other relevant details necessary to evaluate your application.
1.3. Technical Information
We may collect technical information, including your IP address, browser type, operating system, and the pages you visit on our website. This information is collected for analytics and security purposes.
Use of Information
We use the collected information for the following purposes:
2.1. Loan Processing
To evaluate your loan application, process your loan, and communicate with you regarding the status of your application.
2.2. Customer Support
To respond to inquiries, provide customer support, and offer assistance related to our services.
2.3. Website Improvement
To monitor and improve our website’s performance, security, and functionality.
2.4. Marketing and Communication
With your consent, we may send you updates, promotions, or service announcements. You may opt out at any time.
Sharing of Information
We may share your information under the following circumstances:
3.1. Service Providers
With third-party service providers who assist us in delivering our services, including credit agencies, underwriters, and payment processors.
3.2. Legal Compliance
If required by law, regulation, or in response to a valid legal request such as a subpoena or court order.
3.3. Business Transfers
In the event of a business sale, merger, or transfer, your information may be included in the transferred assets.
Security
We implement reasonable security measures to protect your information. However, no data system is 100% secure, and we cannot guarantee absolute protection of your data.
Your Rights
You have the following rights regarding your personal information:
- Access: Request the personal data we hold about you.
- Correction: Request corrections to any inaccurate information.
- Deletion: Request deletion under certain legal circumstances.
- Opt-Out: Unsubscribe from marketing communications at any time.
Contact Us
If you have any questions, concerns, or requests related to this Privacy Policy, please contact us at:
Manns Capital Enterprises
📧 Email: [email protected]
📞 Phone: 813) 538-7988
Changes to this Privacy Policy will be posted on our website, and any revised version will take effect immediately upon posting. Please check back regularly for updates.